When you need cash urgently to solve a financial emergency, you don’t have many options from traditional lenders. Sometimes, you need money in a few hours, but most companies can only approve your application after a few days. In this situation, 1-hour payday loans come in handy as you can get money in less than two hours.

With one-hour payday loans, you will receive an answer in less than an hour. If the lender accepts the application, they will typically deposit the money in your bank account before the next day. 1-hour payday loans offer a fast and easy process to help you when you need extra cash and don’t have a good credit history.

What Are One Hour Payday Loans?

One-hour payday loans are short-term unsecured credits that a borrower gets provided that they will repay when the next paycheck arrives. They help you solve short-term financial difficulties. With 1-hour payday loans, you get quick cash in one hour instead of waiting for 24 hours. One-hour payday loans are the perfect option if you have a bad credit history or low income and need help right now. Some situations cannot wait until your salary, and that’s when you can get a payday loan in 1 hour. The processing and money-transferring speed are impressive, so you shouldn’t neglect this option.

Some of the characteristics of one-hour payday loans include:

  • The loan is approved fast
  • Flexible payment schedule
  • Easy to repay on your next payday
  • No credit check required

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How Do 1-Hour Payday Loans From a Direct Lender Work?

When you apply for a 1-hour payday loan from RKS Loans, you will get feedback in less than 60 minutes. You will be informed whether your application is approved or not. If yes, the lender will send money to your bank account in 24 hours. You could receive it on the same day if you submitted your form early in the morning.

The amount you can borrow through payday loans online varies depending on your situation and the provider. Also, they will set a different rate considering different factors, so there are no fixed amounts and fees.

You can borrow anywhere from $100 to 10,000. Check with the agent how much you can get from same-day payday loans. Find a company with an extensive lender network. You can spend the cash on any needs, and you are guaranteed a fast decision and funding.

Why Should You Apply for a 1-Hour Payday Loan?

There are many reasons you should get payday loans in 1 hour:

  • You have a short-term emergency
  • You are facing a medical emergency
  • Your need to fix your car quickly to get to work
  • Any other urgent financial need

A 1-hour payday loan will help you get out of tight financial situations. If you need to pay for your car maintenance to get to work, you can count on a payday lender to assist you. While the offer may appear expensive, it makes sense when you compare it to getting evicted or losing your job. 1-hour payday loans are real options if you have bad credit and need help immediately, and you won’t wait for days to receive the money.

How to Qualify for 1 Hour Payday Loans?

Before your loan is approved, you need to meet a few conditions provided by the lender. Since 1-hour payday loans by phone don’t scrutinize your credit history, the company needs another way to verify that you can clear the loan without issues.

To qualify:

  • You must be 18 years or older
  • You need to provide proof of legal residency or citizenship
  • You must have a regular income, either self-employment, full-time employment, or social security benefits
  • Have an active bank account
  • You need a valid email address and home or work telephone numbers.

How to Get a 1 Hour Payday Loan?

If you want a one-hour payday loan with bad credit, the best solution is to turn to online lending. You need to fill out a form with all your details, including your name, address, the amount you need, and contact information. When you are done, send it to the lender and wait for feedback. It typically takes one hour, and when approved, the money will be wired into your account within 24 hours.


There are many benefits of using the services of RKS Loans. The company offers you quick approval and ensures you get the money in less than 24 hours. Also, you don’t need a clean credit history to get approved. You will receive the money quickly to solve any financial emergency that may be bothering you.